Terms of Service
Last updated: June 2026 · To be reviewed by legal counsel before launch
1. Acceptance of Terms
By creating an account or using CompanyRef, you agree to these Terms of Service, our Privacy Policy, and our Community Guidelines.
2. Free Service
CompanyRef's core discussion features are free. We do not require payment for access to reviews, discussions, or basic account features. Optional premium features (if introduced) will be clearly described and separately priced.
3. User Content
You retain ownership of content you post, but grant CompanyRef a licence to display, distribute, and moderate it as part of operating the forum. You are solely responsible for ensuring your content does not violate these Terms, our Guidelines, or applicable law.
4. Prohibited Conduct
- Posting defamatory, harassing, or targeted content about individuals.
- Soliciting payment from other users for any purpose.
- Posting personal data of yourself or others (IDs, payslips, contact details).
- Creating multiple accounts to manipulate votes or rankings.
- Posting spam, malware, or unrelated commercial content.
5. Moderation & Account Actions
We may remove content, issue warnings, or suspend/ban accounts that violate these Terms or our Guidelines, at our discretion, with audit logging of all moderation actions.
6. Disclaimer
Content on CompanyRef reflects the opinions and experiences of individual users and does not represent verified facts about any company. CompanyRef does not guarantee the accuracy of user-generated content and accepts no liability for any post, comment, or discussion published on the platform.
7. Limitation of Liability
CompanyRef is provided "as is" without warranties of any kind. To the maximum extent permitted by law, CompanyRef is not liable for damages arising from use of the platform or reliance on user-generated content.
8. Changes to These Terms
We may update these Terms from time to time. Continued use of CompanyRef after changes constitutes acceptance of the revised Terms.
9. Contact
Questions about these Terms can be sent to hello@companyref.com.ng or via our Contact page.